Your Trusted Partner for RV Loans

Unlike a secured loan, an unsecured loan doesn’t require collateral. It is primarily based on an applicant’s credit score and other factors determining creditworthiness.

An unsecured loan can be used to purchase an out of lender program RV or boat, i.e., older model RV or boats, high-mileage RVs. An unsecured loan can also apply to RV or boat models unlisted by National Automobile Dealers Association (NADA) and other leading value estimators. In addition to using the proceeds to purchase an RV or boat, proceeds can also be applied for repairs, upgrades, insurance, related products, and more, even including vacations. Proceeds can be used to refinance an existing RV or boat secured loan so an applicant can obtain a free and clear title to their RV or boat.

1. Getting Started. Choose your loan purpose and enter your desired loan amount to see the best available rates and terms.
2. Choose Your Offer. Review multiple loan options and decide which offer will help you achieve your financial goals. Amounts vary between $5,000 and $100,000 for an unsecured loan.
3. Apply for a Loan. Complete the online application; funds may be available as soon as the same day if the application is approved and certain deadlines are met. Otherwise, you can choose a funding date up to 30 days out from day of initial approval.

Many factors determine loan eligibility, such as your credit score, credit usage, assets and repayment history. Additionally, to be eligible for a loan, you must be:

• A S. citizen or permanent resident with a valid green card
• At least 18 years old (19 years old in Alabama and certain other states)
• Able to provide a verifiable bank account
• Able to provide a valid email address
• Have a valid U.S. address

Yes, an unsecured loan is available for U.S. citizens or permanent residents with a valid green card.

An Adverse Action Notice informs you that you have been denied credit based on information in your credit report or other information obtained and reviewed. You can reference the Adverse Action Notice document for further details into the reason(s) for the denial of credit.

We attempt to issue quick decisions on the day the application is received (during business hours), but some applications may require further verification, or an underwriter may have questions to reach a decision. These applications may take longer to issue a final decision.

After applying, you may be contacted to verify your identity and some of the information you provided in your application. This varies by application but could include a driver’s license, a paystub or credit card.

We ask for your individual gross income or the annual amount of money you make before taxes and deductions. You do not need to include alimony, child support, or separate maintenance income, unless you wish it to be considered as a basis for repaying the amount you borrowed.

We will only evaluate your personal individual income for the purposes of the application. If you would like to note anything additional, you can enter this information in the box labeled “Additional Annual Income” on your application, located beneath “Individual Annual Income.” You do not need to include alimony, child support, or separate maintenance income, unless you’d like it to be considered as a basis for repaying the amount you borrowed.

Users are welcome to include a co-applicant on an application, but please note that their individual information will be equally reviewed, as each individual is equally responsible for the loan.